AI Tools Review
Claude Cowork Pricing 2026: Enterprise & Business Plans Explained

Claude Cowork Pricing 2026: Enterprise & Business Plans Explained

18 January 2026

Claude Cowork comes bundled with Claude Pro (£14/month annual), Max (£80-160/month), and Team Premium (£120/seat) plans. There's no separate fee—if you're on one of these plans, you've already got access. This guide breaks down exactly which Claude subscription gets you Cowork, what each option costs, and how to choose the right plan for your needs.

Note: Cowork is a new feature and availability may change over time. This guide reflects where things stand in January 2026.

How Much Does Claude Cowork Cost?

Claude Cowork is not sold as a standalone product. Instead, it is included in Anthropic's paid subscriptions. The minimum cost to access Cowork is £14 per month (billed annually).

PlanCowork AccessMonthly CostWho It's For
Free❌ No£0Casual chat users
Pro✅ Yes (Standard limits)£14/mo (annual)Freelancers & Individuals
Max 5x✅ Yes (High limits)£80/moPower Users
Team Premium✅ Yes (High limits)£120/seat/moCollaborative Teams

Is Claude Cowork Free?

No, Claude Cowork is not available on the free tier.

Due to the significant computing power required to run autonomous agents and virtualised environments, Cowork is restricted to paid plans. Free users can access Claude 3.5 Sonnet for standard chat, but cannot use the Cowork tab or agentic features.

Bottom line:

If you want Cowork and you're an individual, Claude Pro at £14/month (paid annually) is your most affordable route in.

A Quick Bit of Backstory: How Cowork Came to Be

To understand what Cowork is and why it exists, it helps to know where it came from.

In late 2024, Anthropic launched Claude Code—a terminal-based tool designed for software developers. It was meant to help programmers automate repetitive coding tasks. Engineers loved it. But then something unexpected happened: people started using it for everything except coding.

Boris Cherny, who leads Claude Code at Anthropic, documented the phenomenon with evident surprise: users were doing vacation research, building slide decks, cleaning up emails, cancelling subscriptions, recovering wedding photos from old hard drives, and—remarkably—controlling their ovens.

Rather than steering people back to "proper" use cases, Anthropic recognised something important: the power wasn't really about coding. It was about having an AI that could actually do things on your computer, not just talk about them.

So they built Cowork: the same underlying technology, wrapped in a friendly interface that anyone can use. No terminal. No coding knowledge. Just point Claude at a folder, describe what you want done, and let it work.

Perhaps the most remarkable detail? According to Anthropic, Claude Code wrote all of Cowork's code. The team built it in about ten days, spending more time on product decisions than writing individual lines of code. We're genuinely in an era where AI tools are building their own successors.

For the full story on what Cowork can do and how it works under the hood, see our in-depth guide: What is Claude Cowork?

Claude Pro: The Best Value Entry Point

For most people who want Cowork, Claude Pro is the sweet spot. It's the most affordable way to get access, and it includes a lot more besides.

What You Get With Pro

  • Cowork for desktop file automation
  • Claude Code for terminal-based development (if you want it)
  • 5x more usage than the free tier
  • Extended thinking for complex reasoning
  • Memory across conversations so Claude remembers your context
  • Google Workspace integration for email, calendar, and docs
  • Remote MCP connectors for connecting third-party tools
  • Unlimited Projects to organise your work
  • Research for deep-dive investigations
  • Access to all Claude models, including Opus 4.5

What Pro Costs

How You PayMonthlyAnnual TotalYou Save
Annual (recommended)£14/month£168/yearAbout £24 vs monthly
Monthly£16/month£192/year

If you know you'll stick with Claude for a year, the annual plan is the better deal. But monthly billing gives you flexibility if you're not sure yet.

Is Pro Enough for Cowork?

For most people, yes. Pro's usage limits are generous enough for regular Cowork tasks—organising files, processing documents, compiling research. You can run multiple sessions a day without trouble.

Where you might hit limits: if you're running Cowork constantly throughout the day, processing huge batches of files, or using extended thinking heavily on complex tasks. In that case, Max might be worth considering.

Claude Max: For Power Users

If you find yourself regularly bumping against Pro's limits—or Cowork is central to your daily workflow—Max removes that friction.

Max 5x (£80/month)

  • 5x more usage than Pro (25x more than Free)
  • Everything in Pro
  • Generous Opus 4.5 access
  • Higher output limits
  • Priority access
  • Early access to new features

Max 20x (£160/month)

  • 20x more usage than Pro (100x more than Free)
  • Same features as Max 5x
  • Substantially higher caps
  • Built for all-day professional use

Max is a significant investment—£80-160/month is real money. But if you're using Cowork professionally, the maths can work out quickly.

Say a Cowork automation saves you 3 hours of manual work each month. If your time is worth £30/hour, that's £90 of value—more than covering the Max 5x subscription. For heavy users, the productivity gains compound fast.

Team Plans: Not All Seats Include Cowork

Here's where it gets a bit more nuanced. If you're subscribing for a team, you need to know that not all Team seats include Cowork.

Team Standard (£20/seat/month)

Standard seats give your team:

  • Claude chat on web, mobile, and desktop
  • All Pro-level chat features
  • Shared Projects, Central billing, Admin controls
  • SSO, Domain capture, Enterprise search
  • Integrations (Microsoft 365, Slack, etc.)

What Standard doesn't include: Cowork and Claude Code.

Team Premium (£120/seat/month)

Premium seats include everything above, plus:

  • Claude Cowork for desktop automation
  • Claude Code for development work
  • Higher individual usage limits

Pro Tip: Mix and Match

You don't have to put everyone on Premium. A team of 10 might have 7 people on Standard (£140/month) and 3 power users on Premium (£360/month). This saves £700/month compared to everyone on Premium.

How Team Plan Billing Works

Understanding exactly how you'll be billed for Team plans is crucial for budgeting. Here's the complete breakdown of pricing, proration, and billing cycles.

Team Plan Pricing

Team plans have a minimum requirement of five members. You'll be charged at the beginning of your billing cycle.

Seat TypeAnnual BillingMonthly Billing
Standard£20/month per member (approx $25)£24/month per member (approx $30)
Premium£120/month per member (approx $150)£120/month per member (approx $150)

Prices shown are approximate GBP conversions. Visit claude.ai/upgrade to see current pricing for your location.

Proration Rules

Adding members or upgrading seats:

You will be charged the prorated amount immediately.

Removing members:

You will not receive an immediate credit or refund. The seat becomes available to assign to another member.

Extra Usage

If extra usage is enabled on your account, your bill may include charges for usage beyond seat limits. This can be useful for teams that occasionally need burst capacity without upgrading all seats permanently.

Billing Examples

Annual Plan Example

January 1 (subscription start date): Your annual plan has 10 standard seats.
Amount charged: £3,000 (£20 × 10 seats × 12 months) due on January 1st.

April 1: You upgrade five standard seats to premium seats. Since there are 275 days remaining in your subscription year, the prorated cost for the seat upgrades is:
(£100 × 5 seats × 12 months) × (275 days ÷ 365 days) = £4,109.59

Your payment method will be charged £4,109.59 on April 1st for the seat upgrades for the remainder of the subscription year. (Taxes not included in this example.)

Monthly Plan Example

January 1 (first day of billing cycle): Your Team plan has 10 standard seats.
Amount charged: £240 (£24 × 10 seats) due on January 1st.

January 15: You upgrade five standard seats to premium seats. Since there are 16 days remaining in January, the prorated cost for the seat upgrades is:
(£96 × 5 seats × 16 days) ÷ 31 days in January = £247.74

Your payment method will be charged £247.74 on January 15th for the seat upgrades in January. (Taxes not included in this example.)

Important Note:

The "Projected total" displayed on your Billing page is not inclusive of taxes. Your actual charge will include applicable taxes based on your location.

For complete details on Team Plan billing, see the official guide: How is my Team plan bill calculated?

Enterprise: For Larger Organisations

Enterprise plans include Cowork access along with custom usage quotas, enhanced context windows, advanced security (SSO, SCIM, audit logs), compliance features, and network controls. Pricing is custom—contact Anthropic's sales team.

Quick Clarification: Cowork vs Claude Code

Claude CoworkClaude Code
Who it's forEveryoneDevelopers
InterfaceVisual desktop appTerminal/command line
Main usesFile organisation, docs, researchCoding, debugging, git
Works withAny files & desktop appsCode & dev workflows

Think of it this way: Cowork is Claude Code's capabilities made accessible to everyone. Same underlying AI agent, friendlier packaging. If you're a developer, you'll probably use both.

One Important Caveat: Mac Only (For Now)

Before you subscribe specifically for Cowork, there's something you need to know: Cowork currently only works on macOS.

  • ✅ macOS (Apple Silicon and Intel Macs)
  • ❌ Windows (Anthropic says it's coming, no date yet)
  • ❌ Linux (no announced plans)
  • ❌ Web/Mobile (requires desktop app)

If you're primarily a Windows user, you might want to wait. Pro and Max are still valuable for other features, but Cowork requires a Mac.

Comparing Your Options

OptionMonthlyAnnualCoworkBest For
Pro (annual)£14£168Most individuals
Pro (monthly)£16£192Want flexibility
Max 5x£80£960Regular heavy use
Team Premium£120/seat£1,440/seatTeams

Cowork Pricing vs Competitors

FeatureClaude Pro (Cowork)GitHub CopilotMicrosoft 365 Copilot
Monthly Cost£14-16$10 (£8)£25/user
Desktop Automation✅ Full Agent❌ IDE only⚠️ Office Apps only
Deep Coding✅ (via Claude Code)

Frequently Asked Questions

Can I use Cowork on the free plan?

No. Cowork requires a paid subscription—Claude Pro (£14/month annual) is the minimum.

Is there an extra charge for Cowork?

No. Cowork is included with Pro, Max, and Team Premium plans at no additional cost.

What's the cheapest way to get Cowork?

Claude Pro with annual billing at £14/month (£168 paid upfront).

When will Cowork be available on Windows?

Anthropic has said Windows support is coming but hasn't given a specific date. For now, it's Mac-only.

How much can I actually use Cowork?

Cowork usage counts against your plan's overall limits. Pro gives 5x Free usage; Max 5x gives 5x Pro. Complex Cowork tasks use more tokens than simple chat.

Last updated: January 2026. Prices shown in GBP (approximate conversions from USD). Check claude.com/pricing for the latest pricing.